Call report 2013Q4
MECHANICS SAVINGS BANK — 2013Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 359,243,000 | USD | evidence → |
| Total loans | 301,765,000 | USD | evidence → |
| Allowance for loan losses | 4,281,000 | USD | evidence → |
| Securities available for sale | 34,097,000 | USD | evidence → |
| Securities held to maturity | 11,603,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 265,009,000 | USD | evidence → |
| Interest-bearing deposits | 235,565,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,444,000 | USD | evidence → |
| Equity capital | 38,694,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,679,000 | USD | evidence → |
| Interest expense | 2,539,000 | USD | evidence → |
| Net interest income | 13,140,000 | USD | evidence → |
| Noninterest income | 585,000 | USD | evidence → |
| Noninterest expense | 11,580,000 | USD | evidence → |
| Provision for loan losses | -2,031,000 | USD | evidence → |
| Pretax income | 4,224,000 | USD | evidence → |
| Income tax | 1,461,000 | USD | evidence → |
| Net income | 2,763,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,955,000 | USD | evidence → |
| Total capital | 43,519,000 | USD | evidence → |
| Risk-weighted assets | 250,888,000 | USD | evidence → |