Call report 2009Q4
MECHANICS SAVINGS BANK — 2009Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 265,908,000 | USD | evidence → |
| Total loans | 251,207,000 | USD | evidence → |
| Allowance for loan losses | 8,000,000 | USD | evidence → |
| Securities available for sale | 4,050,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,308,000 | USD | evidence → |
| Interest-bearing deposits | 179,596,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,711,000 | USD | evidence → |
| Equity capital | 31,812,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,519,000 | USD | evidence → |
| Interest expense | 5,435,000 | USD | evidence → |
| Net interest income | 11,084,000 | USD | evidence → |
| Noninterest income | 2,553,000 | USD | evidence → |
| Noninterest expense | 9,902,000 | USD | evidence → |
| Provision for loan losses | 3,378,000 | USD | evidence → |
| Pretax income | 508,000 | USD | evidence → |
| Income tax | 186,000 | USD | evidence → |
| Net income | 322,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,473,000 | USD | evidence → |
| Total capital | 34,186,000 | USD | evidence → |
| Risk-weighted assets | 203,934,000 | USD | evidence → |