Call report 2008Q1
MECHANICS SAVINGS BANK — 2008Q1
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,716,000 | USD | evidence → |
| Total loans | 227,397,000 | USD | evidence → |
| Allowance for loan losses | 3,504,000 | USD | evidence → |
| Securities available for sale | 18,559,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 2,398,000 | USD | evidence → |
| Total deposits | 202,681,000 | USD | evidence → |
| Interest-bearing deposits | 195,518,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,163,000 | USD | evidence → |
| Equity capital | 34,015,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,453,000 | USD | evidence → |
| Interest expense | 2,141,000 | USD | evidence → |
| Net interest income | 2,312,000 | USD | evidence → |
| Noninterest income | -127,000 | USD | evidence → |
| Noninterest expense | 2,097,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | -212,000 | USD | evidence → |
| Income tax | -7,000 | USD | evidence → |
| Net income | -205,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,721,000 | USD | evidence → |
| Total capital | 35,443,000 | USD | evidence → |
| Risk-weighted assets | 179,929,000 | USD | evidence → |