Call reports 2010
CONNECTICUT RIVER COMMUNITY BANK — 2010
What CONNECTICUT RIVER COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 175,150,000 | 174,459,000 | 165,635,000 |
| Total loans | 134,000,000 | 131,504,000 | 129,272,000 |
| Allowance for loan losses | 2,600,000 | 2,426,000 | 2,196,000 |
| Securities available for sale | 29,688,000 | 31,727,000 | 29,734,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 136,754,000 | 137,471,000 | 130,112,000 |
| Interest-bearing deposits | 119,702,000 | 118,273,000 | 112,934,000 |
| Noninterest-bearing deposits | 17,052,000 | 19,198,000 | 17,178,000 |
| Equity capital | 13,974,000 | 14,151,000 | 14,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 2,403,000 | 4,700,000 | 7,029,000 |
| Interest expense | 793,000 | 1,585,000 | 2,320,000 |
| Net interest income | 1,610,000 | 3,115,000 | 4,709,000 |
| Noninterest income | 111,000 | 203,000 | 302,000 |
| Noninterest expense | 1,229,000 | 2,463,000 | 3,830,000 |
| Provision for loan losses | 331,000 | 637,000 | 909,000 |
| Pretax income | 194,000 | 251,000 | 305,000 |
| Income tax | 87,000 | 114,000 | 136,000 |
| Net income | 107,000 | 137,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 13,621,000 | 13,689,000 | 13,721,000 |
| Total capital | 15,286,000 | 15,385,000 | 15,367,000 |
| Risk-weighted assets | 137,274,000 | 134,164,000 | 130,335,000 |