Call reports 2009
CONNECTICUT RIVER COMMUNITY BANK — 2009
What CONNECTICUT RIVER COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 187,897,000 | 193,778,000 | 183,937,000 | 174,788,000 |
| Total loans | 134,853,000 | 134,924,000 | 136,973,000 | 134,488,000 |
| Allowance for loan losses | 2,326,000 | 2,090,000 | 2,617,000 | 2,331,000 |
| Securities available for sale | 40,184,000 | 42,745,000 | 36,222,000 | 33,286,000 |
| Securities held to maturity | 2,515,000 | 3,010,000 | 3,004,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,177,000 | 149,897,000 | 143,552,000 | 132,700,000 |
| Interest-bearing deposits | 129,111,000 | 133,500,000 | 126,399,000 | 115,991,000 |
| Noninterest-bearing deposits | 15,066,000 | 16,397,000 | 17,153,000 | 16,709,000 |
| Equity capital | 14,285,000 | 14,266,000 | 14,271,000 | 13,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,632,000 | 5,328,000 | 8,005,000 | 10,572,000 |
| Interest expense | 1,244,000 | 2,456,000 | 3,531,000 | 4,469,000 |
| Net interest income | 1,388,000 | 2,872,000 | 4,474,000 | 6,103,000 |
| Noninterest income | 80,000 | 212,000 | 364,000 | 489,000 |
| Noninterest expense | 1,167,000 | 2,517,000 | 3,796,000 | 4,901,000 |
| Provision for loan losses | 250,000 | 491,000 | 1,217,000 | 2,512,000 |
| Pretax income | 51,000 | 76,000 | 101,000 | -229,000 |
| Income tax | 21,000 | 35,000 | 41,000 | -74,000 |
| Net income | 30,000 | 41,000 | 60,000 | -155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,728,000 | 13,739,000 | 13,762,000 | 13,441,000 |
| Total capital | 15,508,000 | 15,565,000 | 15,538,000 | 15,158,000 |
| Risk-weighted assets | 141,076,000 | 145,066,000 | 141,247,000 | 137,001,000 |