Call reports 2008
CONNECTICUT RIVER COMMUNITY BANK — 2008
What CONNECTICUT RIVER COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 159,037,000 | 161,103,000 | 166,836,000 | 175,723,000 |
| Total loans | 120,429,000 | 120,844,000 | 125,938,000 | 133,141,000 |
| Allowance for loan losses | 1,648,000 | 1,760,000 | 1,858,000 | 2,096,000 |
| Securities available for sale | 28,802,000 | 30,129,000 | 28,487,000 | 35,769,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,426,000 | 121,667,000 | 126,959,000 | 133,933,000 |
| Interest-bearing deposits | 112,032,000 | 108,805,000 | 114,264,000 | 119,897,000 |
| Noninterest-bearing deposits | 12,394,000 | 12,862,000 | 12,695,000 | 14,036,000 |
| Equity capital | 13,750,000 | 13,540,000 | 13,778,000 | 14,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,050,000 | 7,615,000 | 10,229,000 |
| Interest expense | 1,364,000 | 2,578,000 | 3,794,000 | 5,044,000 |
| Net interest income | 1,196,000 | 2,472,000 | 3,821,000 | 5,185,000 |
| Noninterest income | 29,000 | 93,000 | 173,000 | 242,000 |
| Noninterest expense | 959,000 | 1,986,000 | 3,039,000 | 4,155,000 |
| Provision for loan losses | 120,000 | 240,000 | 410,000 | 665,000 |
| Pretax income | 146,000 | 339,000 | 545,000 | 634,000 |
| Income tax | 60,000 | 141,000 | 227,000 | 214,000 |
| Net income | 86,000 | 198,000 | 318,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,112,000 | 13,065,000 | 13,371,000 | 13,698,000 |
| Total capital | 14,692,000 | 14,636,000 | 15,044,000 | 15,421,000 |
| Risk-weighted assets | 125,580,000 | 124,684,000 | 132,897,000 | 136,660,000 |