Call reports 2007
CONNECTICUT RIVER COMMUNITY BANK — 2007
What CONNECTICUT RIVER COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 131,938,000 | 140,852,000 | 148,052,000 | 156,009,000 |
| Total loans | 93,022,000 | 97,380,000 | 107,191,000 | 115,150,000 |
| Allowance for loan losses | 1,132,000 | 1,216,000 | 1,271,000 | 1,528,000 |
| Securities available for sale | 30,839,000 | 33,754,000 | 32,969,000 | 32,346,000 |
| Securities held to maturity | 1,000,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,426,000 | 116,215,000 | 112,549,000 | 121,620,000 |
| Interest-bearing deposits | 98,965,000 | 106,393,000 | 103,082,000 | 108,710,000 |
| Noninterest-bearing deposits | 9,461,000 | 9,822,000 | 9,467,000 | 12,910,000 |
| Equity capital | 11,574,000 | 11,715,000 | 12,142,000 | 13,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,072,000 | 4,341,000 | 6,773,000 | 9,308,000 |
| Interest expense | 1,159,000 | 2,469,000 | 3,886,000 | 5,363,000 |
| Net interest income | 913,000 | 1,872,000 | 2,887,000 | 3,945,000 |
| Noninterest income | 26,000 | 64,000 | 96,000 | 129,000 |
| Noninterest expense | 856,000 | 1,736,000 | 2,676,000 | 3,586,000 |
| Provision for loan losses | 70,000 | 150,000 | 205,000 | 485,000 |
| Pretax income | 13,000 | 50,000 | 102,000 | 3,000 |
| Income tax | 5,000 | 21,000 | 47,000 | 10,000 |
| Net income | 8,000 | 29,000 | 55,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,019,000 | 11,323,000 | 11,620,000 | 12,705,000 |
| Total capital | 12,151,000 | 12,539,000 | 12,891,000 | 14,227,000 |
| Risk-weighted assets | 99,526,000 | 104,719,000 | 114,806,000 | 120,973,000 |