Call reports 2006
CONNECTICUT RIVER COMMUNITY BANK — 2006
What CONNECTICUT RIVER COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 94,071,000 | 98,298,000 | 102,905,000 | 120,060,000 |
| Total loans | 69,262,000 | 74,847,000 | 76,820,000 | 87,332,000 |
| Allowance for loan losses | 888,000 | 988,000 | 1,013,000 | 1,062,000 |
| Securities available for sale | 16,117,000 | 16,701,000 | 18,375,000 | 24,446,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,365,000 | 76,983,000 | 80,024,000 | 93,447,000 |
| Interest-bearing deposits | 67,930,000 | 68,877,000 | 71,995,000 | 83,135,000 |
| Noninterest-bearing deposits | 6,435,000 | 8,106,000 | 8,029,000 | 10,312,000 |
| Equity capital | 10,540,000 | 10,438,000 | 11,364,000 | 11,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,362,000 | 2,891,000 | 4,524,000 | 6,312,000 |
| Interest expense | 592,000 | 1,301,000 | 2,120,000 | 3,067,000 |
| Net interest income | 770,000 | 1,590,000 | 2,404,000 | 3,245,000 |
| Noninterest income | 6,000 | 35,000 | 75,000 | 103,000 |
| Noninterest expense | 791,000 | 1,594,000 | 2,416,000 | 3,230,000 |
| Provision for loan losses | 75,000 | 175,000 | 205,000 | 255,000 |
| Pretax income | -90,000 | -144,000 | -142,000 | -137,000 |
| Income tax | 0 | 0 | -756,000 | -754,000 |
| Net income | -90,000 | -144,000 | 614,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,785,000 | 10,745,000 | 10,811,000 | 10,875,000 |
| Total capital | 11,673,000 | 11,728,000 | 11,824,000 | 11,937,000 |
| Risk-weighted assets | 73,231,000 | 77,850,000 | 82,383,000 | 92,609,000 |