Call reports 2022
ORRSTOWN BANK — 2022
What ORRSTOWN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,899,871,000 | 2,823,578,000 | 2,848,544,000 | 2,918,941,000 |
| Total loans | 1,985,710,000 | 2,025,453,000 | 2,098,102,000 | 2,162,112,000 |
| Allowance for loan losses | 21,508,000 | 23,279,000 | 24,709,000 | 25,178,000 |
| Securities available for sale | 529,327,000 | 512,299,000 | 503,211,000 | 513,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,067,000 | 5,853,000 | 10,987,000 | 10,466,000 |
| Total deposits | 2,562,819,000 | 2,490,843,000 | 2,524,790,000 | 2,495,195,000 |
| Interest-bearing deposits | 1,998,129,000 | 1,916,915,000 | 1,955,847,000 | 1,989,925,000 |
| Noninterest-bearing deposits | 564,690,000 | 573,928,000 | 568,943,000 | 505,270,000 |
| Equity capital | 274,818,000 | 265,869,000 | 252,182,000 | 249,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 23,790,000 | 49,140,000 | 76,558,000 | 108,652,000 |
| Interest expense | 719,000 | 1,464,000 | 2,918,000 | 7,045,000 |
| Net interest income | 23,071,000 | 47,676,000 | 73,640,000 | 101,607,000 |
| Noninterest income | 7,649,000 | 14,928,000 | 21,170,000 | 27,115,000 |
| Noninterest expense | 18,626,000 | 36,884,000 | 59,761,000 | 80,066,000 |
| Provision for loan losses | 300,000 | 2,075,000 | 3,575,000 | 4,160,000 |
| Pretax income | 11,645,000 | 23,496,000 | 31,325,000 | 44,357,000 |
| Income tax | 2,280,000 | 4,384,000 | 5,802,000 | 8,305,000 |
| Net income | 9,365,000 | 19,112,000 | 25,523,000 | 36,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 265,847,000 | 271,811,000 | 272,413,000 | 266,122,000 |
| Total capital | 288,988,000 | 296,723,000 | 298,755,000 | 292,933,000 |
| Risk-weighted assets | 2,100,089,000 | 2,229,488,000 | 2,315,026,000 | 2,386,339,000 |