Call reports 2021
ORRSTOWN BANK — 2021
What ORRSTOWN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,963,056,000 | 2,912,285,000 | 2,869,594,000 | 2,834,012,000 |
| Total loans | 2,056,470,000 | 1,953,475,000 | 1,946,176,000 | 1,988,854,000 |
| Allowance for loan losses | 18,967,000 | 19,381,000 | 19,965,000 | 21,180,000 |
| Securities available for sale | 407,551,000 | 450,003,000 | 444,621,000 | 472,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 390,000 | 181,000 | 277,000 | 764,000 |
| Total deposits | 2,562,880,000 | 2,511,185,000 | 2,521,542,000 | 2,485,625,000 |
| Interest-bearing deposits | 2,007,141,000 | 1,974,205,000 | 1,966,617,000 | 1,926,692,000 |
| Noninterest-bearing deposits | 555,739,000 | 536,980,000 | 554,925,000 | 558,933,000 |
| Equity capital | 270,493,000 | 280,252,000 | 282,315,000 | 284,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 23,929,000 | 47,585,000 | 69,774,000 | 93,693,000 |
| Interest expense | 1,582,000 | 2,839,000 | 3,915,000 | 4,740,000 |
| Net interest income | 22,347,000 | 44,746,000 | 65,859,000 | 88,953,000 |
| Noninterest income | 7,379,000 | 14,045,000 | 21,208,000 | 28,488,000 |
| Noninterest expense | 17,008,000 | 33,629,000 | 52,152,000 | 71,955,000 |
| Provision for loan losses | -1,000,000 | -375,000 | -10,000 | 1,090,000 |
| Pretax income | 13,846,000 | 25,665,000 | 35,534,000 | 45,005,000 |
| Income tax | 2,667,000 | 4,990,000 | 6,879,000 | 8,877,000 |
| Net income | 11,179,000 | 20,675,000 | 28,655,000 | 36,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,005,000 | 246,821,000 | 252,238,000 | 255,995,000 |
| Total capital | 262,786,000 | 267,582,000 | 273,583,000 | 278,780,000 |
| Risk-weighted assets | 1,716,128,000 | 1,827,108,000 | 1,865,700,000 | 1,986,192,000 |
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