Call reports 2020
ORRSTOWN BANK — 2020
What ORRSTOWN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,385,843,000 | 2,771,193,000 | 2,780,990,000 | 2,749,743,000 |
| Total loans | 1,664,848,000 | 2,054,911,000 | 2,042,674,000 | 1,991,424,000 |
| Allowance for loan losses | 15,803,000 | 17,517,000 | 19,725,000 | 20,151,000 |
| Securities available for sale | 479,501,000 | 483,830,000 | 478,194,000 | 466,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 234,000 | 339,000 | 690,000 |
| Total deposits | 1,907,336,000 | 2,262,504,000 | 2,292,531,000 | 2,370,842,000 |
| Interest-bearing deposits | 1,639,429,000 | 1,822,081,000 | 1,877,940,000 | 1,908,347,000 |
| Noninterest-bearing deposits | 267,907,000 | 440,423,000 | 414,591,000 | 462,495,000 |
| Equity capital | 231,495,000 | 245,198,000 | 251,530,000 | 263,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 23,967,000 | 48,989,000 | 73,205,000 | 99,631,000 |
| Interest expense | 5,239,000 | 8,977,000 | 11,887,000 | 14,095,000 |
| Net interest income | 18,728,000 | 40,012,000 | 61,318,000 | 85,536,000 |
| Noninterest income | 7,045,000 | 14,142,000 | 20,980,000 | 28,102,000 |
| Noninterest expense | 17,470,000 | 34,568,000 | 53,127,000 | 70,427,000 |
| Provision for loan losses | 925,000 | 2,825,000 | 5,025,000 | 5,325,000 |
| Pretax income | 7,378,000 | 16,761,000 | 24,146,000 | 37,886,000 |
| Income tax | 1,306,000 | 2,969,000 | 4,446,000 | 7,172,000 |
| Net income | 6,072,000 | 13,792,000 | 19,700,000 | 30,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,280,000 | 225,943,000 | 227,847,000 | 234,677,000 |
| Total capital | 237,120,000 | 244,669,000 | 248,781,000 | 256,376,000 |
| Risk-weighted assets | 1,767,943,000 | 1,763,516,000 | 1,741,405,000 | 1,742,968,000 |
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