Call reports 2019
ORRSTOWN BANK — 2019
What ORRSTOWN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,971,339,000 | 2,397,668,000 | 2,311,401,000 | 2,381,624,000 |
| Total loans | 1,270,326,000 | 1,608,822,000 | 1,600,715,000 | 1,653,468,000 |
| Allowance for loan losses | 14,283,000 | 14,460,000 | 14,809,000 | 14,655,000 |
| Securities available for sale | 490,103,000 | 496,796,000 | 481,000,000 | 490,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,649,258,000 | 2,033,610,000 | 1,937,163,000 | 1,887,173,000 |
| Interest-bearing deposits | 1,430,583,000 | 1,778,349,000 | 1,684,308,000 | 1,632,556,000 |
| Noninterest-bearing deposits | 218,675,000 | 255,261,000 | 252,855,000 | 254,617,000 |
| Equity capital | 181,278,000 | 233,182,000 | 240,082,000 | 242,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 19,566,000 | 43,933,000 | 68,589,000 | 92,994,000 |
| Interest expense | 4,443,000 | 9,967,000 | 16,270,000 | 21,969,000 |
| Net interest income | 15,123,000 | 33,966,000 | 52,319,000 | 71,025,000 |
| Noninterest income | 4,724,000 | 10,367,000 | 16,784,000 | 23,283,000 |
| Noninterest expense | 15,065,000 | 36,253,000 | 53,897,000 | 72,728,000 |
| Provision for loan losses | 400,000 | 600,000 | 900,000 | 900,000 |
| Pretax income | 4,720,000 | 9,866,000 | 19,034,000 | 25,408,000 |
| Income tax | 523,000 | 1,127,000 | 2,661,000 | 3,923,000 |
| Net income | 4,197,000 | 8,739,000 | 16,373,000 | 21,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,397,000 | 202,398,000 | 210,274,000 | 216,100,000 |
| Total capital | 180,680,000 | 218,046,000 | 226,296,000 | 231,805,000 |
| Risk-weighted assets | 1,364,978,000 | 1,674,846,000 | 1,658,206,000 | 1,732,841,000 |