Call reports 2018
ORRSTOWN BANK — 2018
What ORRSTOWN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,634,371,000 | 1,641,957,000 | 1,718,431,000 | 1,932,361,000 |
| Total loans | 1,047,773,000 | 1,069,378,000 | 1,089,706,000 | 1,250,997,000 |
| Allowance for loan losses | 13,000,000 | 13,437,000 | 13,812,000 | 14,014,000 |
| Securities available for sale | 454,672,000 | 449,293,000 | 489,236,000 | 465,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,301,344,000 | 1,327,983,000 | 1,430,727,000 | 1,587,391,000 |
| Interest-bearing deposits | 1,125,395,000 | 1,146,652,000 | 1,239,777,000 | 1,377,850,000 |
| Noninterest-bearing deposits | 175,949,000 | 181,331,000 | 190,950,000 | 209,541,000 |
| Equity capital | 138,374,000 | 141,312,000 | 142,026,000 | 175,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 14,275,000 | 29,599,000 | 45,825,000 | 64,837,000 |
| Interest expense | 2,592,000 | 5,563,000 | 9,087,000 | 13,343,000 |
| Net interest income | 11,683,000 | 24,036,000 | 36,738,000 | 51,494,000 |
| Noninterest income | 4,744,000 | 10,045,000 | 15,354,000 | 20,234,000 |
| Noninterest expense | 12,400,000 | 24,909,000 | 37,365,000 | 53,827,000 |
| Provision for loan losses | 200,000 | 400,000 | 600,000 | 800,000 |
| Pretax income | 4,565,000 | 9,558,000 | 14,948,000 | 18,040,000 |
| Income tax | 586,000 | 1,088,000 | 1,885,000 | 2,401,000 |
| Net income | 3,979,000 | 8,470,000 | 13,063,000 | 15,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,810,000 | 142,652,000 | 146,664,000 | 162,880,000 |
| Total capital | 152,642,000 | 157,054,000 | 161,352,000 | 177,892,000 |
| Risk-weighted assets | 1,178,300,000 | 1,196,935,000 | 1,220,699,000 | 1,329,477,000 |