Call reports 2017
ORRSTOWN BANK — 2017
What ORRSTOWN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,452,143,000 | 1,473,154,000 | 1,531,685,000 | 1,554,627,000 |
| Total loans | 904,680,000 | 939,564,000 | 989,437,000 | 1,016,101,000 |
| Allowance for loan losses | 12,668,000 | 12,751,000 | 12,771,000 | 12,796,000 |
| Securities available for sale | 423,499,000 | 401,793,000 | 421,346,000 | 415,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,193,413,000 | 1,198,655,000 | 1,218,685,000 | 1,220,285,000 |
| Interest-bearing deposits | 1,034,994,000 | 1,040,510,000 | 1,053,690,000 | 1,057,370,000 |
| Noninterest-bearing deposits | 158,419,000 | 158,145,000 | 164,995,000 | 162,915,000 |
| Equity capital | 124,684,000 | 137,178,000 | 139,302,000 | 140,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,830,000 | 24,298,000 | 37,396,000 | 51,015,000 |
| Interest expense | 1,600,000 | 3,356,000 | 5,374,000 | 7,659,000 |
| Net interest income | 10,230,000 | 20,942,000 | 32,022,000 | 43,356,000 |
| Noninterest income | 4,203,000 | 9,037,000 | 13,620,000 | 18,628,000 |
| Noninterest expense | 11,617,000 | 23,530,000 | 35,616,000 | 47,877,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 1,000,000 |
| Pretax income | 2,819,000 | 7,006,000 | 11,016,000 | 14,297,000 |
| Income tax | 557,000 | 1,197,000 | 1,810,000 | 4,996,000 |
| Net income | 2,262,000 | 5,809,000 | 9,206,000 | 9,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,068,000 | 127,429,000 | 130,573,000 | 135,385,000 |
| Total capital | 129,419,000 | 139,953,000 | 144,249,000 | 148,997,000 |
| Risk-weighted assets | 985,538,000 | 999,539,000 | 1,101,359,000 | 1,143,207,000 |