Call reports 2015
ORRSTOWN BANK — 2015
What ORRSTOWN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,189,033,000 | 1,232,434,000 | 1,273,483,000 | 1,292,178,000 |
| Total loans | 732,930,000 | 755,660,000 | 766,975,000 | 787,630,000 |
| Allowance for loan losses | 14,461,000 | 13,852,000 | 13,537,000 | 13,568,000 |
| Securities available for sale | 349,759,000 | 376,360,000 | 394,178,000 | 394,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 946,925,000 | 963,630,000 | 1,050,251,000 | 1,046,199,000 |
| Interest-bearing deposits | 817,166,000 | 820,668,000 | 910,217,000 | 914,583,000 |
| Noninterest-bearing deposits | 129,759,000 | 142,962,000 | 140,034,000 | 131,616,000 |
| Equity capital | 129,743,000 | 128,328,000 | 130,601,000 | 117,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,228,000 | 18,796,000 | 28,681,000 | 38,635,000 |
| Interest expense | 913,000 | 1,884,000 | 3,057,000 | 4,304,000 |
| Net interest income | 8,315,000 | 16,912,000 | 25,624,000 | 34,331,000 |
| Noninterest income | 3,836,000 | 8,357,000 | 13,148,000 | 17,219,000 |
| Noninterest expense | 10,084,000 | 21,017,000 | 31,540,000 | 42,252,000 |
| Provision for loan losses | 0 | 0 | -603,000 | -603,000 |
| Pretax income | 3,596,000 | 6,134,000 | 9,746,000 | 11,825,000 |
| Income tax | 882,000 | 1,454,000 | 2,156,000 | 2,465,000 |
| Net income | 2,714,000 | 4,680,000 | 7,590,000 | 9,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,748,000 | 119,364,000 | 119,884,000 | 107,942,000 |
| Total capital | 132,893,000 | 129,385,000 | 130,259,000 | 118,671,000 |
| Risk-weighted assets | 802,018,000 | 792,524,000 | 821,972,000 | 850,343,000 |