Call reports 2011
ORRSTOWN BANK — 2011
What ORRSTOWN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,495,201,000 | 1,518,935,000 | 1,512,118,000 | 1,440,782,000 |
| Total loans | 988,773,000 | 1,003,979,000 | 996,487,000 | 967,992,000 |
| Allowance for loan losses | 18,398,000 | 27,212,000 | 25,677,000 | 43,715,000 |
| Securities available for sale | 378,915,000 | 409,011,000 | 349,341,000 | 307,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,208,096,000 | 1,264,067,000 | 1,288,729,000 | 1,220,564,000 |
| Interest-bearing deposits | 1,091,125,000 | 1,148,399,000 | 1,170,789,000 | 1,106,547,000 |
| Noninterest-bearing deposits | 116,972,000 | 115,668,000 | 117,940,000 | 114,017,000 |
| Equity capital | 144,800,000 | 137,210,000 | 152,238,000 | 121,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 15,256,000 | 30,747,000 | 46,199,000 | 60,190,000 |
| Interest expense | 2,936,000 | 5,665,000 | 8,331,000 | 10,755,000 |
| Net interest income | 12,320,000 | 25,082,000 | 37,868,000 | 49,435,000 |
| Noninterest income | 4,688,000 | 9,427,000 | 16,024,000 | 20,371,000 |
| Noninterest expense | 9,309,000 | 18,753,000 | 29,378,000 | 59,706,000 |
| Provision for loan losses | 3,195,000 | 24,425,000 | 32,325,000 | 58,575,000 |
| Pretax income | 4,780,000 | -7,989,000 | -4,853,000 | -42,446,000 |
| Income tax | 989,000 | -1,259,000 | -2,491,000 | -10,734,000 |
| Net income | 3,791,000 | -6,730,000 | -2,362,000 | -31,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,021,000 | 113,731,000 | 125,479,000 | 114,187,000 |
| Total capital | 136,353,000 | 126,370,000 | 137,937,000 | 127,529,000 |
| Risk-weighted assets | 989,207,000 | 996,313,000 | 983,158,000 | 1,036,243,000 |