Call reports 2009
ORRSTOWN BANK — 2009
What ORRSTOWN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,082,190,000 | 1,110,854,000 | 1,157,657,000 | 1,194,316,000 |
| Total loans | 827,738,000 | 845,472,000 | 867,435,000 | 881,073,000 |
| Allowance for loan losses | 7,174,000 | 7,413,000 | 7,963,000 | 11,066,000 |
| Securities available for sale | 140,448,000 | 163,523,000 | 163,977,000 | 194,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 782,196,000 | 809,260,000 | 849,308,000 | 916,020,000 |
| Interest-bearing deposits | 753,989,000 | 778,825,000 | 817,697,000 | 818,434,000 |
| Noninterest-bearing deposits | 28,207,000 | 30,435,000 | 31,611,000 | 97,586,000 |
| Equity capital | 103,479,000 | 104,492,000 | 108,516,000 | 108,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,564,000 | 25,687,000 | 39,355,000 | 53,087,000 |
| Interest expense | 4,552,000 | 8,880,000 | 12,938,000 | 16,492,000 |
| Net interest income | 8,012,000 | 16,807,000 | 26,417,000 | 36,595,000 |
| Noninterest income | 3,684,000 | 7,590,000 | 11,776,000 | 15,657,000 |
| Noninterest expense | 7,418,000 | 15,414,000 | 23,472,000 | 31,016,000 |
| Provision for loan losses | 215,000 | 515,000 | 1,265,000 | 4,865,000 |
| Pretax income | 4,228,000 | 8,926,000 | 14,253,000 | 18,036,000 |
| Income tax | 1,121,000 | 2,237,000 | 3,511,000 | 4,189,000 |
| Net income | 3,107,000 | 6,689,000 | 10,742,000 | 13,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,014,000 | 81,091,000 | 84,000,000 | 85,877,000 |
| Total capital | 86,188,000 | 88,504,000 | 91,963,000 | 96,819,000 |
| Risk-weighted assets | 793,929,000 | 819,575,000 | 846,239,000 | 875,236,000 |