Call reports 2001
ORRSTOWN BANK — 2001
What ORRSTOWN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 318,689,000 | 332,302,000 | 366,245,000 | 370,642,000 |
| Total loans | 217,057,000 | 240,265,000 | 248,681,000 | 250,516,000 |
| Allowance for loan losses | 2,747,000 | 2,803,000 | 2,900,000 | 3,104,000 |
| Securities available for sale | 60,152,000 | 61,518,000 | 64,554,000 | 66,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,090,000 | 255,381,000 | 269,606,000 | 281,168,000 |
| Interest-bearing deposits | 208,284,000 | 221,297,000 | 236,016,000 | 241,287,000 |
| Noninterest-bearing deposits | 29,806,000 | 34,084,000 | 33,590,000 | 39,881,000 |
| Equity capital | 26,540,000 | 27,104,000 | 29,019,000 | 28,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,933,000 | 11,941,000 | 18,219,000 | 24,273,000 |
| Interest expense | 2,834,000 | 5,528,000 | 8,197,000 | 10,664,000 |
| Net interest income | 3,099,000 | 6,413,000 | 10,022,000 | 13,609,000 |
| Noninterest income | 933,000 | 1,977,000 | 3,034,000 | 4,097,000 |
| Noninterest expense | 2,414,000 | 4,884,000 | 7,464,000 | 10,073,000 |
| Provision for loan losses | 60,000 | 120,000 | 290,000 | 504,000 |
| Pretax income | 1,596,000 | 3,417,000 | 5,324,000 | 7,137,000 |
| Income tax | 449,000 | 971,000 | 1,485,000 | 1,978,000 |
| Net income | 1,147,000 | 2,446,000 | 3,839,000 | 5,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,017,000 | 26,152,000 | 27,308,000 | 28,239,000 |
| Total capital | 27,664,000 | 28,955,000 | 30,208,000 | 31,307,000 |
| Risk-weighted assets | 211,667,000 | 228,645,000 | 242,379,000 | 245,438,000 |