Call reports 2009
FIRSTBANK OF LAKEWOOD — 2009
What FIRSTBANK OF LAKEWOOD reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 371,029,000 | 375,726,000 | 392,038,000 | 407,114,000 |
| Total loans | 133,567,000 | 132,170,000 | 132,698,000 | 128,799,000 |
| Allowance for loan losses | 1,557,000 | 1,584,000 | 1,784,000 | 1,977,000 |
| Securities available for sale | 103,940,000 | 109,867,000 | 134,375,000 | 159,864,000 |
| Securities held to maturity | 94,576,000 | 89,301,000 | 85,532,000 | 80,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,072,000 | 346,843,000 | 362,665,000 | 376,226,000 |
| Interest-bearing deposits | 290,062,000 | 285,642,000 | 302,618,000 | 308,330,000 |
| Noninterest-bearing deposits | 55,010,000 | 61,200,000 | 60,048,000 | 67,897,000 |
| Equity capital | 23,429,000 | 25,440,000 | 26,244,000 | 27,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,688,000 | 9,356,000 | 13,878,000 | 18,336,000 |
| Interest expense | 1,263,000 | 2,328,000 | 3,298,000 | 4,168,000 |
| Net interest income | 3,425,000 | 7,028,000 | 10,580,000 | 14,168,000 |
| Noninterest income | 965,000 | 1,959,000 | 3,001,000 | 4,000,000 |
| Noninterest expense | 2,076,000 | 4,263,000 | 6,368,000 | 8,524,000 |
| Provision for loan losses | 148,000 | 190,000 | 453,000 | 692,000 |
| Pretax income | 2,166,000 | 4,315,000 | 6,296,000 | 8,484,000 |
| Income tax | 611,000 | 1,215,000 | 1,757,000 | 2,384,000 |
| Net income | 1,555,000 | 3,100,000 | 4,539,000 | 6,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,511,000 | 24,305,000 | 24,343,000 | 25,905,000 |
| Total capital | 25,107,000 | 25,915,000 | 26,154,000 | 27,908,000 |
| Risk-weighted assets | 186,166,000 | 181,923,000 | 187,463,000 | 188,171,000 |