Call reports 2006
FIRSTBANK OF LAKEWOOD — 2006
What FIRSTBANK OF LAKEWOOD reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 283,961,000 | 274,968,000 | 277,411,000 | 287,126,000 |
| Total loans | 56,621,000 | 61,040,000 | 64,003,000 | 68,827,000 |
| Allowance for loan losses | 629,000 | 646,000 | 664,000 | 666,000 |
| Securities available for sale | 121,909,000 | 116,931,000 | 117,851,000 | 116,524,000 |
| Securities held to maturity | 83,158,000 | 81,760,000 | 81,291,000 | 79,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,827,000 | 254,429,000 | 255,180,000 | 265,180,000 |
| Interest-bearing deposits | 197,024,000 | 199,274,000 | 201,054,000 | 207,937,000 |
| Noninterest-bearing deposits | 65,802,000 | 55,155,000 | 54,125,000 | 57,244,000 |
| Equity capital | 18,912,000 | 18,196,000 | 19,698,000 | 19,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,666,000 | 7,416,000 | 11,253,000 | 15,177,000 |
| Interest expense | 1,303,000 | 2,730,000 | 4,364,000 | 6,101,000 |
| Net interest income | 2,363,000 | 4,686,000 | 6,889,000 | 9,076,000 |
| Noninterest income | 874,000 | 1,795,000 | 2,743,000 | 3,688,000 |
| Noninterest expense | 1,627,000 | 3,205,000 | 4,765,000 | 6,334,000 |
| Provision for loan losses | 16,000 | 40,000 | 72,000 | 87,000 |
| Pretax income | 1,594,000 | 3,236,000 | 4,795,000 | 6,343,000 |
| Income tax | 375,000 | 772,000 | 1,144,000 | 1,518,000 |
| Net income | 1,219,000 | 2,464,000 | 3,651,000 | 4,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,588,000 | 18,832,000 | 19,021,000 | 19,194,000 |
| Total capital | 19,239,000 | 19,496,000 | 19,711,000 | 19,887,000 |
| Risk-weighted assets | 107,279,000 | 107,668,000 | 109,228,000 | 113,934,000 |