Call reports 2002
FIRSTBANK OF LAKEWOOD — 2002
What FIRSTBANK OF LAKEWOOD reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 239,319,000 | 243,828,000 | 236,760,000 | 256,853,000 |
| Total loans | 45,687,000 | 45,117,000 | 44,191,000 | 42,307,000 |
| Allowance for loan losses | 574,000 | 555,000 | 558,000 | 544,000 |
| Securities available for sale | 112,413,000 | 130,250,000 | 122,419,000 | 132,007,000 |
| Securities held to maturity | 46,935,000 | 46,664,000 | 46,184,000 | 44,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,053,000 | 218,636,000 | 215,418,000 | 235,501,000 |
| Interest-bearing deposits | 162,538,000 | 167,704,000 | 159,893,000 | 171,251,000 |
| Noninterest-bearing deposits | 58,515,000 | 50,933,000 | 55,525,000 | 64,250,000 |
| Equity capital | 14,421,000 | 16,192,000 | 16,854,000 | 17,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,281,000 | 6,558,000 | 9,857,000 | 13,003,000 |
| Interest expense | 947,000 | 1,855,000 | 2,732,000 | 3,559,000 |
| Net interest income | 2,334,000 | 4,703,000 | 7,125,000 | 9,444,000 |
| Noninterest income | 919,000 | 1,902,000 | 2,988,000 | 4,119,000 |
| Noninterest expense | 1,478,000 | 2,901,000 | 4,381,000 | 5,879,000 |
| Provision for loan losses | 51,000 | 42,000 | 67,000 | 74,000 |
| Pretax income | 1,724,000 | 3,662,000 | 5,665,000 | 7,610,000 |
| Income tax | 387,000 | 842,000 | 1,317,000 | 1,777,000 |
| Net income | 1,337,000 | 2,820,000 | 4,348,000 | 5,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,025,000 | 14,507,000 | 15,035,000 | 15,521,000 |
| Total capital | 14,599,000 | 15,062,000 | 15,593,000 | 16,065,000 |
| Risk-weighted assets | 89,337,000 | 90,004,000 | 88,830,000 | 91,084,000 |