Call reports 2001
FIRSTBANK OF LAKEWOOD — 2001
What FIRSTBANK OF LAKEWOOD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 220,054,000 | 229,655,000 | 225,069,000 | 235,580,000 |
| Total loans | 50,769,000 | 50,116,000 | 49,761,000 | 48,472,000 |
| Allowance for loan losses | 474,000 | 467,000 | 474,000 | 543,000 |
| Securities available for sale | 81,329,000 | 93,054,000 | 103,523,000 | 115,209,000 |
| Securities held to maturity | 61,468,000 | 53,165,000 | 49,214,000 | 48,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,720,000 | 204,006,000 | 205,738,000 | 216,313,000 |
| Interest-bearing deposits | 148,815,000 | 152,256,000 | 154,104,000 | 159,822,000 |
| Noninterest-bearing deposits | 53,905,000 | 51,750,000 | 51,634,000 | 56,491,000 |
| Equity capital | 13,356,000 | 13,679,000 | 14,796,000 | 14,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,442,000 | 6,943,000 | 10,368,000 | 13,789,000 |
| Interest expense | 1,607,000 | 3,121,000 | 4,487,000 | 5,581,000 |
| Net interest income | 1,835,000 | 3,822,000 | 5,881,000 | 8,208,000 |
| Noninterest income | 890,000 | 1,919,000 | 2,945,000 | 3,956,000 |
| Noninterest expense | 1,305,000 | 2,727,000 | 4,273,000 | 5,772,000 |
| Provision for loan losses | -3,000 | 2,000 | 42,000 | 148,000 |
| Pretax income | 1,423,000 | 3,012,000 | 4,511,000 | 6,244,000 |
| Income tax | 281,000 | 625,000 | 929,000 | 1,304,000 |
| Net income | 1,142,000 | 2,387,000 | 3,582,000 | 4,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,390,000 | 12,635,000 | 13,229,000 | 13,988,000 |
| Total capital | 12,864,000 | 13,102,000 | 13,703,000 | 14,531,000 |
| Risk-weighted assets | 89,880,000 | 93,074,000 | 96,217,000 | 98,275,000 |