Call reports 2005
PERRYTON NATIONAL BANK, THE — 2005
What PERRYTON NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 76,138,000 | 76,544,000 | 73,756,000 | 76,916,000 |
| Total loans | 28,116,000 | 31,476,000 | 30,987,000 | 29,697,000 |
| Allowance for loan losses | 312,000 | 306,000 | 315,000 | 304,000 |
| Securities available for sale | 30,459,000 | 34,670,000 | 32,511,000 | 32,379,000 |
| Securities held to maturity | 545,000 | 545,000 | 340,000 | 339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,447,000 | 67,296,000 | 64,402,000 | 67,881,000 |
| Interest-bearing deposits | 54,570,000 | 54,660,000 | 51,308,000 | 52,493,000 |
| Noninterest-bearing deposits | 12,877,000 | 12,636,000 | 13,094,000 | 15,388,000 |
| Equity capital | 8,484,000 | 8,982,000 | 9,087,000 | 8,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,669,000 | 2,625,000 | 3,587,000 |
| Interest expense | 201,000 | 420,000 | 655,000 | 921,000 |
| Net interest income | 583,000 | 1,249,000 | 1,970,000 | 2,666,000 |
| Noninterest income | 114,000 | 215,000 | 324,000 | 433,000 |
| Noninterest expense | 374,000 | 733,000 | 1,163,000 | 1,582,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 323,000 | 731,000 | 1,111,000 | 1,497,000 |
| Income tax | 11,000 | 13,000 | 16,000 | 17,000 |
| Net income | 312,000 | 718,000 | 1,095,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,808,000 | 9,041,000 | 9,333,000 | 9,316,000 |
| Total capital | 9,120,000 | 9,347,000 | 9,648,000 | 9,620,000 |
| Risk-weighted assets | 38,350,000 | 41,124,000 | 40,294,000 | 40,013,000 |