Call reports 2025
HOME SAVINGS BANK — 2025
What HOME SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 115,006,000 | 114,286,000 | 116,905,000 | 112,990,000 |
| Total loans | 98,911,000 | 96,978,000 | 99,919,000 | 96,706,000 |
| Allowance for loan losses | 981,000 | 910,000 | 986,000 | 979,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,990,000 | 86,106,000 | 87,777,000 | 89,827,000 |
| Interest-bearing deposits | 87,990,000 | 86,106,000 | 87,777,000 | 89,827,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 17,617,000 | 17,864,000 | 16,952,000 | 17,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,089,000 | 4,014,000 | 6,117,000 | 8,087,000 |
| Interest expense | 961,000 | 1,882,000 | 2,880,000 | 3,861,000 |
| Net interest income | 1,128,000 | 2,132,000 | 3,237,000 | 4,226,000 |
| Noninterest income | 14,000 | 29,000 | 36,000 | 49,000 |
| Noninterest expense | 736,000 | 1,434,000 | 2,283,000 | 2,979,000 |
| Provision for loan losses | -141,000 | -212,000 | -136,000 | -143,000 |
| Pretax income | 534,000 | 862,000 | 978,000 | 1,331,000 |
| Income tax | 131,000 | 212,000 | 240,000 | 327,000 |
| Net income | 403,000 | 650,000 | 738,000 | 1,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,617,000 | 17,864,000 | 16,952,000 | 17,217,000 |