Call reports 2024
HOME SAVINGS BANK — 2024
What HOME SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 121,328,000 | 129,265,000 | 125,953,000 | 118,524,000 |
| Total loans | 104,158,000 | 111,811,000 | 108,119,000 | 96,823,000 |
| Allowance for loan losses | 1,035,000 | 1,117,000 | 1,008,000 | 888,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,690,000 | 86,869,000 | 91,237,000 | 89,273,000 |
| Interest-bearing deposits | 76,690,000 | 86,869,000 | 91,237,000 | 89,273,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 18,118,000 | 18,393,000 | 17,827,000 | 18,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 4,035,000 | 6,252,000 | 8,369,000 |
| Interest expense | 950,000 | 1,988,000 | 3,112,000 | 4,160,000 |
| Net interest income | 954,000 | 2,047,000 | 3,140,000 | 4,209,000 |
| Noninterest income | 19,000 | 39,000 | 60,000 | 85,000 |
| Noninterest expense | 683,000 | 1,387,000 | 2,076,000 | 2,821,000 |
| Provision for loan losses | 82,000 | 164,000 | 55,000 | -65,000 |
| Pretax income | 218,000 | 583,000 | 1,159,000 | 1,671,000 |
| Income tax | 54,000 | 144,000 | 286,000 | 411,000 |
| Net income | 164,000 | 439,000 | 873,000 | 1,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,118,000 | 18,393,000 | 17,827,000 | 18,214,000 |