Call reports 2023
HOME SAVINGS BANK — 2023
What HOME SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 118,359,000 | 119,706,000 | 118,538,000 | 118,483,000 |
| Total loans | 104,467,000 | 102,723,000 | 102,123,000 | 102,954,000 |
| Allowance for loan losses | 1,215,000 | 950,000 | 932,000 | 953,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,310,000 | 77,591,000 | 80,636,000 | 78,386,000 |
| Interest-bearing deposits | 75,369,000 | 76,030,000 | 79,558,000 | 77,371,000 |
| Noninterest-bearing deposits | 1,941,000 | 1,561,000 | 1,077,000 | 1,015,000 |
| Equity capital | 17,992,000 | 18,413,000 | 18,733,000 | 18,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,392,000 | 5,403,000 | 7,317,000 |
| Interest expense | 633,000 | 1,432,000 | 2,291,000 | 3,169,000 |
| Net interest income | 984,000 | 1,960,000 | 3,112,000 | 4,148,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 2,000 |
| Noninterest expense | 621,000 | 1,283,000 | 2,023,000 | 2,789,000 |
| Provision for loan losses | 219,000 | -46,000 | -64,000 | -43,000 |
| Pretax income | 169,000 | 734,000 | 1,160,000 | 1,440,000 |
| Income tax | 39,000 | 183,000 | 289,000 | 348,000 |
| Net income | 130,000 | 551,000 | 871,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,992,000 | 18,413,000 | 18,733,000 | 18,954,000 |