Call reports 2022
HOME SAVINGS BANK — 2022
What HOME SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 111,811,000 | 106,796,000 | 111,798,000 | 111,569,000 |
| Total loans | 89,310,000 | 92,867,000 | 97,233,000 | 96,642,000 |
| Allowance for loan losses | 1,201,000 | 1,244,000 | 1,313,000 | 1,305,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,758,000 | 77,297,000 | 78,816,000 | 75,263,000 |
| Interest-bearing deposits | 79,640,000 | 74,202,000 | 76,450,000 | 72,634,000 |
| Noninterest-bearing deposits | 3,118,000 | 3,095,000 | 2,366,000 | 2,628,000 |
| Equity capital | 17,870,000 | 17,909,000 | 18,017,000 | 18,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,788,000 | 4,360,000 | 6,036,000 |
| Interest expense | 239,000 | 456,000 | 739,000 | 1,153,000 |
| Net interest income | 1,139,000 | 2,332,000 | 3,621,000 | 4,883,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 705,000 | 1,436,000 | 2,146,000 | 2,814,000 |
| Provision for loan losses | -123,000 | -80,000 | -11,000 | -19,000 |
| Pretax income | 557,000 | 976,000 | 1,486,000 | 2,088,000 |
| Income tax | 139,000 | 244,000 | 371,000 | 521,000 |
| Net income | 418,000 | 732,000 | 1,115,000 | 1,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,870,000 | 17,909,000 | 18,017,000 | 18,194,000 |