Call reports 2021
HOME SAVINGS BANK — 2021
What HOME SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 128,032,000 | 119,404,000 | 116,061,000 | 113,207,000 |
| Total loans | 100,412,000 | 100,747,000 | 99,188,000 | 98,752,000 |
| Allowance for loan losses | 1,346,000 | 1,350,000 | 1,330,000 | 1,324,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,205,000 | 401,000 | 200,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,989,000 | 90,028,000 | 84,785,000 | 84,094,000 |
| Interest-bearing deposits | 95,909,000 | 86,763,000 | 81,593,000 | 80,125,000 |
| Noninterest-bearing deposits | 3,080,000 | 3,264,000 | 3,192,000 | 3,969,000 |
| Equity capital | 17,450,000 | 17,769,000 | 17,742,000 | 17,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 3,042,000 | 4,577,000 | 6,001,000 |
| Interest expense | 401,000 | 751,000 | 1,049,000 | 1,313,000 |
| Net interest income | 1,101,000 | 2,291,000 | 3,528,000 | 4,688,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 2,000 |
| Noninterest expense | 722,000 | 1,440,000 | 2,147,000 | 2,842,000 |
| Provision for loan losses | 161,000 | 165,000 | 145,000 | 139,000 |
| Pretax income | 218,000 | 686,000 | 1,236,000 | 1,708,000 |
| Income tax | 54,000 | 204,000 | 380,000 | 517,000 |
| Net income | 164,000 | 482,000 | 856,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,450,000 | 17,768,000 | 17,742,000 | 17,727,000 |