Call reports 2018
HOME SAVINGS BANK — 2018
What HOME SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 119,102,000 | 120,399,000 | 121,884,000 | 125,672,000 |
| Total loans | 97,766,000 | 99,770,000 | 102,396,000 | 106,423,000 |
| Allowance for loan losses | 1,418,000 | 1,447,000 | 1,485,000 | 1,544,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,757,000 | 7,093,000 | 8,811,000 | 7,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,506,000 | 103,117,000 | 102,976,000 | 103,503,000 |
| Interest-bearing deposits | 99,937,000 | 99,810,000 | 100,611,000 | 101,076,000 |
| Noninterest-bearing deposits | 2,570,000 | 3,307,000 | 2,365,000 | 2,426,000 |
| Equity capital | 15,810,000 | 16,230,000 | 17,125,000 | 17,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,561,000 | 3,174,000 | 4,812,000 | 6,509,000 |
| Interest expense | 349,000 | 723,000 | 1,129,000 | 1,587,000 |
| Net interest income | 1,212,000 | 2,451,000 | 3,683,000 | 4,922,000 |
| Noninterest income | -23,000 | 19,000 | 726,000 | 733,000 |
| Noninterest expense | 708,000 | 1,400,000 | 2,090,000 | 2,791,000 |
| Provision for loan losses | -4,000 | 25,000 | 63,000 | 122,000 |
| Pretax income | 485,000 | 1,044,000 | 2,255,000 | 2,740,000 |
| Income tax | 121,000 | 260,000 | 576,000 | 698,000 |
| Net income | 364,000 | 784,000 | 1,679,000 | 2,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,810,000 | 16,230,000 | 17,125,000 | 17,488,000 |
| Total capital | 16,994,000 | 17,438,000 | 18,377,000 | 18,744,000 |
| Risk-weighted assets | 94,485,000 | 96,369,000 | 99,928,000 | 100,329,000 |