Call reports 2017
HOME SAVINGS BANK — 2017
What HOME SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 125,854,000 | 125,534,000 | 124,826,000 | 120,266,000 |
| Total loans | 99,820,000 | 98,480,000 | 98,573,000 | 98,002,000 |
| Allowance for loan losses | 1,448,000 | 1,428,000 | 1,431,000 | 1,422,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,558,000 | 14,290,000 | 13,022,000 | 10,709,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,622,000 | 109,578,000 | 108,357,000 | 103,477,000 |
| Interest-bearing deposits | 105,192,000 | 108,507,000 | 107,306,000 | 102,210,000 |
| Noninterest-bearing deposits | 1,429,000 | 1,071,000 | 1,050,000 | 1,266,000 |
| Equity capital | 15,000,000 | 15,381,000 | 15,755,000 | 15,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 3,078,000 | 4,687,000 | 6,270,000 |
| Interest expense | 297,000 | 634,000 | 978,000 | 1,322,000 |
| Net interest income | 1,218,000 | 2,444,000 | 3,709,000 | 4,948,000 |
| Noninterest income | 3,000 | 55,000 | 73,000 | -2,000 |
| Noninterest expense | 699,000 | 1,389,000 | 2,070,000 | 2,769,000 |
| Provision for loan losses | 40,000 | 20,000 | 23,000 | 14,000 |
| Pretax income | 482,000 | 1,090,000 | 1,687,000 | 2,160,000 |
| Income tax | 180,000 | 407,000 | 629,000 | 962,000 |
| Net income | 302,000 | 683,000 | 1,058,000 | 1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,000,000 | 15,381,000 | 15,755,000 | 15,896,000 |
| Total capital | 16,294,000 | 16,637,000 | 17,001,000 | 17,098,000 |
| Risk-weighted assets | 103,378,000 | 100,345,000 | 99,487,000 | 95,975,000 |