Call reports 2012
HOME SAVINGS BANK — 2012
What HOME SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,656,000 | 106,534,000 | 107,467,000 | 107,617,000 |
| Total loans | 84,919,000 | 82,025,000 | 83,821,000 | 85,404,000 |
| Allowance for loan losses | 1,268,000 | 1,264,000 | 1,272,000 | 1,282,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 858,000 | 4,270,000 | 6,209,000 | 5,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,742,000 | 93,537,000 | 93,774,000 | 93,805,000 |
| Interest-bearing deposits | 92,919,000 | 92,459,000 | 92,557,000 | 92,179,000 |
| Noninterest-bearing deposits | 1,823,000 | 1,078,000 | 1,217,000 | 1,625,000 |
| Equity capital | 12,496,000 | 12,570,000 | 12,835,000 | 13,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,514,000 | 3,018,000 | 4,470,000 | 5,935,000 |
| Interest expense | 335,000 | 629,000 | 914,000 | 1,185,000 |
| Net interest income | 1,179,000 | 2,389,000 | 3,556,000 | 4,750,000 |
| Noninterest income | 5,000 | -388,000 | -441,000 | -357,000 |
| Noninterest expense | 785,000 | 1,464,000 | 2,155,000 | 2,835,000 |
| Provision for loan losses | 169,000 | 169,000 | 177,000 | 348,000 |
| Pretax income | 230,000 | 366,000 | 781,000 | 1,208,000 |
| Income tax | 80,000 | 141,000 | 291,000 | 451,000 |
| Net income | 150,000 | 225,000 | 490,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,496,000 | 12,570,000 | 12,835,000 | 13,103,000 |
| Total capital | 13,541,000 | 13,596,000 | 13,890,000 | 14,156,000 |
| Risk-weighted assets | 83,399,000 | 81,857,000 | 84,201,000 | 84,034,000 |