Call reports 2011
HOME SAVINGS BANK — 2011
What HOME SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 121,032,000 | 117,777,000 | 115,851,000 | 109,570,000 |
| Total loans | 89,480,000 | 87,191,000 | 87,420,000 | 86,242,000 |
| Allowance for loan losses | 1,344,000 | 1,308,000 | 1,311,000 | 1,294,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,144,000 | 103,804,000 | 101,713,000 | 95,377,000 |
| Interest-bearing deposits | 105,636,000 | 102,137,000 | 99,725,000 | 93,601,000 |
| Noninterest-bearing deposits | 1,508,000 | 1,666,000 | 1,988,000 | 1,775,000 |
| Equity capital | 13,426,000 | 13,513,000 | 13,655,000 | 13,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,294,000 | 4,894,000 | 6,517,000 |
| Interest expense | 502,000 | 959,000 | 1,394,000 | 1,776,000 |
| Net interest income | 1,156,000 | 2,335,000 | 3,500,000 | 4,741,000 |
| Noninterest income | -562,000 | -849,000 | -1,098,000 | -1,353,000 |
| Noninterest expense | 756,000 | 1,530,000 | 2,208,000 | 2,841,000 |
| Provision for loan losses | 125,000 | 103,000 | 115,000 | 164,000 |
| Pretax income | -287,000 | -147,000 | 79,000 | 383,000 |
| Income tax | -108,000 | -55,000 | 29,000 | 143,000 |
| Net income | -179,000 | -92,000 | 50,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,426,000 | 13,513,000 | 13,655,000 | 13,846,000 |
| Total capital | 14,559,000 | 14,599,000 | 14,717,000 | 14,899,000 |
| Risk-weighted assets | 90,432,000 | 86,653,000 | 84,751,000 | 84,031,000 |