Call reports 2010

HOME SAVINGS BANK — 2010

Name: HOME SAVINGS BANK — FFIEC call report 2010
Creator: HOME SAVINGS BANK

What HOME SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a221ac7f-0a1b-4712-aa4b-478f378d4d4b/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	132,146,000	130,930,000	124,505,000	119,468,000
Total loans	112,496,000	108,182,000	100,490,000	92,865,000
Allowance for loan losses	2,446,000	1,150,000	1,686,000	1,524,000
Securities available for sale	0	0	0	0
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	118,883,000	116,964,000	110,637,000	105,342,000
Interest-bearing deposits	117,089,000	114,867,000	109,299,000	103,420,000
Noninterest-bearing deposits	1,794,000	2,097,000	1,338,000	1,922,000
Equity capital	12,790,000	13,358,000	13,459,000	13,605,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	2,037,000	4,003,000	5,986,000	7,761,000
Interest expense	725,000	1,392,000	2,003,000	2,548,000
Net interest income	1,312,000	2,611,000	3,983,000	5,213,000
Noninterest income	-359,000	-458,000	-918,000	-880,000
Noninterest expense	855,000	1,578,000	2,272,000	3,127,000
Provision for loan losses	862,000	913,000	1,754,000	1,933,000
Pretax income	-764,000	-338,000	-961,000	-727,000
Income tax	-285,000	-127,000	-359,000	-271,000
Net income	-479,000	-211,000	-602,000	-456,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	12,790,000	13,358,000	13,459,000	13,605,000
Total capital	14,120,000	14,508,000	14,679,000	14,784,000
Risk-weighted assets	105,310,000	103,006,000	97,150,000	94,010,000