Call reports 2002
HOME SAVINGS BANK — 2002
What HOME SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 65,258,000 | 68,134,000 | 74,397,000 | 73,003,000 |
| Total loans | 57,575,000 | 60,166,000 | 60,055,000 | 59,503,000 |
| Allowance for loan losses | 1,030,000 | 1,049,000 | 1,044,000 | 1,014,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,610,000 | 57,186,000 | 62,275,000 | 60,352,000 |
| Interest-bearing deposits | 54,610,000 | 0 | 0 | 60,352,000 |
| Noninterest-bearing deposits | 0 | 57,186,000 | 62,275,000 | 0 |
| Equity capital | 6,047,000 | 6,354,000 | 6,696,000 | 7,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,039,000 | 4,523,000 | 5,994,000 |
| Interest expense | 685,000 | 1,325,000 | 1,989,000 | 2,624,000 |
| Net interest income | 877,000 | 1,714,000 | 2,534,000 | 3,370,000 |
| Noninterest income | 71,000 | 147,000 | 233,000 | 509,000 |
| Noninterest expense | 313,000 | 642,000 | 981,000 | 1,374,000 |
| Provision for loan losses | 0 | 19,000 | 36,000 | 36,000 |
| Pretax income | 635,000 | 1,200,000 | 1,750,000 | 2,469,000 |
| Income tax | 237,000 | 445,000 | 653,000 | 921,000 |
| Net income | 398,000 | 755,000 | 1,097,000 | 1,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,047,000 | 6,354,000 | 6,696,000 | 7,147,000 |
| Total capital | 6,720,000 | 7,067,000 | 7,438,000 | 7,931,000 |
| Risk-weighted assets | 53,541,000 | 56,729,000 | 59,133,000 | 62,518,000 |