Call reports 2001
HOME SAVINGS BANK — 2001
What HOME SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 62,717,000 | 63,919,000 | 64,461,000 | 64,703,000 |
| Total loans | 56,346,000 | 57,752,000 | 56,895,000 | 56,921,000 |
| Allowance for loan losses | 1,007,000 | 1,030,000 | 1,030,000 | 1,030,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,030,000 | 54,090,000 | 54,525,000 | 54,480,000 |
| Interest-bearing deposits | 51,030,000 | 54,090,000 | 54,525,000 | 54,480,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,043,000 | 5,184,000 | 5,412,000 | 5,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 2,911,000 | 4,374,000 | 5,805,000 |
| Interest expense | 885,000 | 1,772,000 | 2,642,000 | 3,450,000 |
| Net interest income | 577,000 | 1,139,000 | 1,732,000 | 2,355,000 |
| Noninterest income | 60,000 | 112,000 | 171,000 | 251,000 |
| Noninterest expense | 299,000 | 611,000 | 898,000 | 1,223,000 |
| Provision for loan losses | 7,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 331,000 | 610,000 | 975,000 | 1,353,000 |
| Income tax | 124,000 | 227,000 | 364,000 | 505,000 |
| Net income | 207,000 | 383,000 | 611,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,043,000 | 5,184,000 | 5,412,000 | 5,649,000 |
| Total capital | 5,682,000 | 5,840,000 | 6,071,000 | 6,320,000 |
| Risk-weighted assets | 50,731,000 | 52,091,000 | 52,905,000 | 53,045,000 |