Call reports 2004
COMMUNITY PLUS SAVINGS BANK — 2004
What COMMUNITY PLUS SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 |
|---|---|
| Total assets | 46,067,000 |
| Total loans | 29,552,000 |
| Allowance for loan losses | 51,000 |
| Securities available for sale | 95,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 41,780,000 |
| Interest-bearing deposits | 33,842,000 |
| Noninterest-bearing deposits | 7,938,000 |
| Equity capital | 4,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 |
|---|---|
| Interest income | 505,000 |
| Interest expense | 107,000 |
| Net interest income | 398,000 |
| Noninterest income | 74,000 |
| Noninterest expense | 398,000 |
| Provision for loan losses | 9,000 |
| Pretax income | 65,000 |
| Income tax | 24,000 |
| Net income | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 |
|---|---|
| Tier 1 capital | 4,080,000 |
| Total capital | 4,131,000 |
| Risk-weighted assets | 23,354,000 |