Call reports 2002
COMMUNITY PLUS SAVINGS BANK — 2002
What COMMUNITY PLUS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,195,000 | 43,892,000 | 44,366,000 | 43,980,000 |
| Total loans | 26,978,000 | 29,449,000 | 32,296,000 | 29,730,000 |
| Allowance for loan losses | 71,000 | 63,000 | 66,000 | 61,000 |
| Securities available for sale | 714,000 | 759,000 | 764,000 | 787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,068,000 | 39,920,000 | 40,388,000 | 39,981,000 |
| Interest-bearing deposits | 30,400,000 | 31,837,000 | 32,219,000 | 32,287,000 |
| Noninterest-bearing deposits | 7,668,000 | 8,083,000 | 8,169,000 | 7,694,000 |
| Equity capital | 3,574,000 | 3,627,000 | 3,711,000 | 3,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,133,000 | 1,729,000 | 2,318,000 |
| Interest expense | 170,000 | 353,000 | 509,000 | 660,000 |
| Net interest income | 384,000 | 780,000 | 1,220,000 | 1,658,000 |
| Noninterest income | 77,000 | 161,000 | 249,000 | 328,000 |
| Noninterest expense | 358,000 | 731,000 | 1,117,000 | 1,511,000 |
| Provision for loan losses | 3,000 | -2,000 | 0 | 13,000 |
| Pretax income | 100,000 | 212,000 | 352,000 | 462,000 |
| Income tax | 27,000 | 80,000 | 142,000 | 158,000 |
| Net income | 73,000 | 132,000 | 210,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,557,000 | 3,615,000 | 3,694,000 | 3,789,000 |
| Total capital | 3,628,000 | 3,678,000 | 3,760,000 | 3,850,000 |
| Risk-weighted assets | 22,421,000 | 23,833,000 | 23,958,000 | 23,394,000 |