Call reports 2026
BANK OF CHARLOTTE COUNTY, THE — 2026
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 224,217,000 | 222,803,000 |
| Total loans | 141,135,000 | 140,423,000 |
| Allowance for loan losses | 1,566,000 | 1,767,000 |
| Securities available for sale | 40,576,000 | 46,847,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 199,615,000 | 194,496,000 |
| Interest-bearing deposits | 139,567,000 | 138,378,000 |
| Noninterest-bearing deposits | 60,048,000 | 56,118,000 |
| Equity capital | 23,949,000 | 27,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,897,000 | 5,861,000 |
| Interest expense | 491,000 | 939,000 |
| Net interest income | 2,406,000 | 4,922,000 |
| Noninterest income | 330,000 | 3,582,000 |
| Noninterest expense | 1,770,000 | 3,794,000 |
| Provision for loan losses | 0 | 290,000 |
| Pretax income | 966,000 | 4,239,000 |
| Income tax | 163,000 | 373,000 |
| Net income | 803,000 | 3,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,986,000 | 29,050,000 |
| Total capital | 27,618,000 | 30,865,000 |
| Risk-weighted assets | 148,527,000 | 145,234,000 |
Machine access — free, no API key
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