Call reports 2025
BANK OF CHARLOTTE COUNTY, THE — 2025
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 208,079,000 | 207,653,000 | 216,312,000 | 228,115,000 |
| Total loans | 151,572,000 | 149,754,000 | 149,483,000 | 143,289,000 |
| Allowance for loan losses | 1,368,000 | 1,363,000 | 1,453,000 | 1,569,000 |
| Securities available for sale | 31,696,000 | 30,324,000 | 35,776,000 | 40,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,138,000 | 178,912,000 | 191,287,000 | 203,724,000 |
| Interest-bearing deposits | 122,637,000 | 123,521,000 | 135,941,000 | 144,327,000 |
| Noninterest-bearing deposits | 57,501,000 | 55,391,000 | 55,346,000 | 59,397,000 |
| Equity capital | 22,095,000 | 22,839,000 | 24,052,000 | 23,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,756,000 | 5,534,000 | 8,467,000 | 11,435,000 |
| Interest expense | 509,000 | 1,069,000 | 1,652,000 | 2,207,000 |
| Net interest income | 2,247,000 | 4,465,000 | 6,815,000 | 9,228,000 |
| Noninterest income | 178,000 | 459,000 | 685,000 | 916,000 |
| Noninterest expense | 1,581,000 | 3,181,000 | 4,844,000 | 6,511,000 |
| Provision for loan losses | 0 | 80,000 | 170,000 | 290,000 |
| Pretax income | 844,000 | 1,663,000 | 2,486,000 | 3,338,000 |
| Income tax | 165,000 | 331,000 | 495,000 | 691,000 |
| Net income | 679,000 | 1,332,000 | 1,991,000 | 2,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,516,000 | 25,168,000 | 25,827,000 | 25,184,000 |
| Total capital | 25,945,000 | 26,592,000 | 27,341,000 | 26,819,000 |
| Risk-weighted assets | 148,392,000 | 146,724,000 | 148,095,000 | 149,240,000 |
Machine access — free, no API key
Every figure shown here about BANK OF CHARLOTTE COUNTY, THE — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.