Call reports 2024
BANK OF CHARLOTTE COUNTY, THE — 2024
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 184,659,000 | 194,494,000 | 200,775,000 | 203,294,000 |
| Total loans | 148,968,000 | 149,206,000 | 152,892,000 | 153,175,000 |
| Allowance for loan losses | 1,242,000 | 1,263,000 | 1,263,000 | 1,366,000 |
| Securities available for sale | 26,108,000 | 31,746,000 | 28,839,000 | 28,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,692,000 | 164,986,000 | 172,766,000 | 176,353,000 |
| Interest-bearing deposits | 98,539,000 | 110,153,000 | 117,060,000 | 121,976,000 |
| Noninterest-bearing deposits | 55,153,000 | 54,833,000 | 55,706,000 | 54,377,000 |
| Equity capital | 19,966,000 | 20,684,000 | 22,055,000 | 21,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,334,000 | 4,824,000 | 7,459,000 | 10,235,000 |
| Interest expense | 365,000 | 782,000 | 1,272,000 | 1,769,000 |
| Net interest income | 1,969,000 | 4,042,000 | 6,187,000 | 8,466,000 |
| Noninterest income | 174,000 | 399,000 | 576,000 | 761,000 |
| Noninterest expense | 1,412,000 | 2,843,000 | 4,370,000 | 5,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 95,000 |
| Pretax income | 731,000 | 1,598,000 | 2,393,000 | 3,207,000 |
| Income tax | 136,000 | 325,000 | 478,000 | 685,000 |
| Net income | 595,000 | 1,273,000 | 1,915,000 | 2,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,909,000 | 23,587,000 | 24,229,000 | 23,836,000 |
| Total capital | 24,207,000 | 24,906,000 | 25,548,000 | 25,263,000 |
| Risk-weighted assets | 144,690,000 | 145,866,000 | 149,015,000 | 149,899,000 |
Machine access — free, no API key
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