Call reports 2023
BANK OF CHARLOTTE COUNTY, THE — 2023
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 178,383,000 | 181,750,000 | 185,212,000 | 183,955,000 |
| Total loans | 132,988,000 | 137,649,000 | 140,644,000 | 145,047,000 |
| Allowance for loan losses | 1,246,000 | 1,309,000 | 1,232,000 | 1,236,000 |
| Securities available for sale | 36,538,000 | 34,713,000 | 30,557,000 | 27,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,331,000 | 154,561,000 | 157,845,000 | 156,085,000 |
| Interest-bearing deposits | 97,819,000 | 100,360,000 | 101,933,000 | 101,828,000 |
| Noninterest-bearing deposits | 57,512,000 | 54,201,000 | 55,912,000 | 54,257,000 |
| Equity capital | 21,282,000 | 21,410,000 | 21,382,000 | 21,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,945,000 | 3,991,000 | 6,228,000 | 8,559,000 |
| Interest expense | 127,000 | 373,000 | 677,000 | 987,000 |
| Net interest income | 1,818,000 | 3,618,000 | 5,551,000 | 7,572,000 |
| Noninterest income | 231,000 | 417,000 | 557,000 | 749,000 |
| Noninterest expense | 1,286,000 | 2,668,000 | 3,973,000 | 5,388,000 |
| Provision for loan losses | 0 | 65,000 | 65,000 | 65,000 |
| Pretax income | 735,000 | 1,268,000 | 2,036,000 | 2,716,000 |
| Income tax | 144,000 | 242,000 | 392,000 | 416,000 |
| Net income | 591,000 | 1,026,000 | 1,644,000 | 2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,314,000 | 24,750,000 | 25,368,000 | 24,814,000 |
| Total capital | 25,610,000 | 26,115,000 | 26,656,000 | 26,106,000 |
| Risk-weighted assets | 134,871,000 | 137,691,000 | 141,341,000 | 143,043,000 |
Machine access — free, no API key
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