Call reports 2022
BANK OF CHARLOTTE COUNTY, THE — 2022
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 184,323,000 | 189,145,000 | 186,104,000 | 179,620,000 |
| Total loans | 114,291,000 | 118,962,000 | 126,138,000 | 129,729,000 |
| Allowance for loan losses | 1,280,000 | 1,267,000 | 1,340,000 | 1,347,000 |
| Securities available for sale | 36,709,000 | 37,220,000 | 40,762,000 | 40,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,678,000 | 168,450,000 | 165,769,000 | 158,727,000 |
| Interest-bearing deposits | 105,177,000 | 111,686,000 | 106,153,000 | 102,171,000 |
| Noninterest-bearing deposits | 57,501,000 | 56,764,000 | 59,616,000 | 56,556,000 |
| Equity capital | 21,434,000 | 20,478,000 | 19,881,000 | 20,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,560,000 | 3,204,000 | 5,050,000 | 6,982,000 |
| Interest expense | 89,000 | 173,000 | 258,000 | 340,000 |
| Net interest income | 1,471,000 | 3,031,000 | 4,792,000 | 6,642,000 |
| Noninterest income | 158,000 | 377,000 | 555,000 | 734,000 |
| Noninterest expense | 1,244,000 | 2,539,000 | 3,833,000 | 5,108,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 175,000 |
| Pretax income | 385,000 | 869,000 | 1,439,000 | 2,090,000 |
| Income tax | 65,000 | 150,000 | 254,000 | 375,000 |
| Net income | 320,000 | 719,000 | 1,185,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,983,000 | 23,382,000 | 23,848,000 | 23,679,000 |
| Total capital | 24,263,000 | 24,649,000 | 25,188,000 | 25,026,000 |
| Risk-weighted assets | 124,250,000 | 129,160,000 | 133,535,000 | 133,754,000 |
Machine access — free, no API key
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