Call reports 2021
BANK OF CHARLOTTE COUNTY, THE — 2021
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 163,036,000 | 172,480,000 | 183,885,000 | 182,429,000 |
| Total loans | 110,639,000 | 112,711,000 | 113,110,000 | 114,785,000 |
| Allowance for loan losses | 1,262,000 | 1,264,000 | 1,267,000 | 1,275,000 |
| Securities available for sale | 26,419,000 | 33,328,000 | 39,765,000 | 39,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,636,000 | 149,681,000 | 160,472,000 | 159,102,000 |
| Interest-bearing deposits | 93,760,000 | 100,835,000 | 105,912,000 | 102,266,000 |
| Noninterest-bearing deposits | 46,876,000 | 48,846,000 | 54,560,000 | 56,836,000 |
| Equity capital | 22,063,000 | 22,488,000 | 22,917,000 | 23,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 3,071,000 | 4,645,000 | 6,235,000 |
| Interest expense | 161,000 | 317,000 | 422,000 | 520,000 |
| Net interest income | 1,362,000 | 2,754,000 | 4,223,000 | 5,715,000 |
| Noninterest income | 173,000 | 364,000 | 734,000 | 907,000 |
| Noninterest expense | 1,121,000 | 2,264,000 | 3,497,000 | 4,680,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 414,000 | 854,000 | 1,460,000 | 1,942,000 |
| Income tax | 70,000 | 145,000 | 261,000 | 345,000 |
| Net income | 344,000 | 709,000 | 1,199,000 | 1,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,411,000 | 21,776,000 | 22,265,000 | 22,663,000 |
| Total capital | 22,673,000 | 23,040,000 | 23,532,000 | 23,938,000 |
| Risk-weighted assets | 114,134,000 | 120,758,000 | 122,190,000 | 122,391,000 |
Machine access — free, no API key
Every figure shown here about BANK OF CHARLOTTE COUNTY, THE — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.