Call reports 2020
BANK OF CHARLOTTE COUNTY, THE — 2020
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 144,025,000 | 152,375,000 | 154,731,000 | 157,348,000 |
| Total loans | 106,874,000 | 106,682,000 | 106,802,000 | 107,619,000 |
| Allowance for loan losses | 1,258,000 | 1,280,000 | 1,275,000 | 1,276,000 |
| Securities available for sale | 20,328,000 | 20,752,000 | 21,781,000 | 23,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,309,000 | 130,936,000 | 132,688,000 | 134,943,000 |
| Interest-bearing deposits | 84,645,000 | 88,209,000 | 88,821,000 | 92,653,000 |
| Noninterest-bearing deposits | 36,664,000 | 42,727,000 | 43,867,000 | 42,290,000 |
| Equity capital | 22,483,000 | 21,097,000 | 21,567,000 | 21,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,253,000 | 4,811,000 | 6,379,000 |
| Interest expense | 192,000 | 380,000 | 556,000 | 727,000 |
| Net interest income | 1,482,000 | 2,873,000 | 4,255,000 | 5,652,000 |
| Noninterest income | 109,000 | 219,000 | 358,000 | 597,000 |
| Noninterest expense | 1,106,000 | 2,271,000 | 3,334,000 | 4,469,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 521,000 | 837,000 | 1,295,000 | 1,796,000 |
| Income tax | 91,000 | 140,000 | 222,000 | 319,000 |
| Net income | 430,000 | 697,000 | 1,073,000 | 1,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,019,000 | 20,286,000 | 20,662,000 | 21,066,000 |
| Total capital | 23,277,000 | 21,566,000 | 21,937,000 | 22,342,000 |
| Risk-weighted assets | 103,069,000 | 105,604,000 | 107,813,000 | 108,717,000 |
Machine access — free, no API key
Every figure shown here about BANK OF CHARLOTTE COUNTY, THE — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.