Call reports 2019
BANK OF CHARLOTTE COUNTY, THE — 2019
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 140,638,000 | 142,617,000 | 139,756,000 | 140,768,000 |
| Total loans | 103,364,000 | 104,892,000 | 105,335,000 | 106,674,000 |
| Allowance for loan losses | 1,295,000 | 1,293,000 | 1,291,000 | 1,258,000 |
| Securities available for sale | 20,345,000 | 20,911,000 | 19,858,000 | 20,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,142,000 | 120,600,000 | 117,290,000 | 118,676,000 |
| Interest-bearing deposits | 78,786,000 | 80,292,000 | 76,521,000 | 84,428,000 |
| Noninterest-bearing deposits | 40,356,000 | 40,308,000 | 40,769,000 | 34,248,000 |
| Equity capital | 21,251,000 | 21,929,000 | 22,208,000 | 21,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,666,000 | 3,392,000 | 5,140,000 | 6,813,000 |
| Interest expense | 159,000 | 324,000 | 499,000 | 680,000 |
| Net interest income | 1,507,000 | 3,068,000 | 4,641,000 | 6,133,000 |
| Noninterest income | 97,000 | 234,000 | 349,000 | 556,000 |
| Noninterest expense | 979,000 | 2,067,000 | 3,518,000 | 4,684,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 0 |
| Pretax income | 626,000 | 1,206,000 | 1,480,000 | 2,043,000 |
| Income tax | 124,000 | 210,000 | 260,000 | 363,000 |
| Net income | 502,000 | 996,000 | 1,220,000 | 1,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,111,000 | 21,605,000 | 21,829,000 | 21,589,000 |
| Total capital | 22,340,000 | 22,850,000 | 23,083,000 | 22,847,000 |
| Risk-weighted assets | 98,257,000 | 99,614,000 | 100,318,000 | 102,214,000 |
Machine access — free, no API key
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