Call reports 2017
BANK OF CHARLOTTE COUNTY, THE — 2017
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,117,000 | 142,490,000 | 158,871,000 | 157,167,000 |
| Total loans | 100,336,000 | 102,000,000 | 101,917,000 | 103,711,000 |
| Allowance for loan losses | 1,250,000 | 1,241,000 | 1,206,000 | 1,171,000 |
| Securities available for sale | 19,487,000 | 20,401,000 | 19,457,000 | 18,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,503,000 | 117,627,000 | 138,703,000 | 137,795,000 |
| Interest-bearing deposits | 81,814,000 | 85,076,000 | 83,592,000 | 104,203,000 |
| Noninterest-bearing deposits | 32,689,000 | 32,551,000 | 55,111,000 | 33,592,000 |
| Equity capital | 19,203,000 | 19,666,000 | 20,038,000 | 19,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,568,000 | 3,171,000 | 4,828,000 | 6,533,000 |
| Interest expense | 200,000 | 400,000 | 584,000 | 762,000 |
| Net interest income | 1,368,000 | 2,771,000 | 4,244,000 | 5,771,000 |
| Noninterest income | 97,000 | 205,000 | 308,000 | 465,000 |
| Noninterest expense | 958,000 | 1,893,000 | 2,882,000 | 3,967,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 507,000 | 1,080,000 | 1,670,000 | 2,269,000 |
| Income tax | 130,000 | 330,000 | 498,000 | 774,000 |
| Net income | 377,000 | 750,000 | 1,172,000 | 1,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,028,000 | 19,401,000 | 19,823,000 | 19,232,000 |
| Total capital | 20,218,000 | 20,607,000 | 21,029,000 | 20,403,000 |
| Risk-weighted assets | 95,199,000 | 96,468,000 | 99,524,000 | 99,060,000 |