Call reports 2014
BANK OF CHARLOTTE COUNTY, THE — 2014
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 128,027,000 | 128,709,000 | 127,749,000 | 130,163,000 |
| Total loans | 95,701,000 | 95,815,000 | 96,652,000 | 93,593,000 |
| Allowance for loan losses | 1,369,000 | 1,258,000 | 1,352,000 | 1,258,000 |
| Securities available for sale | 19,617,000 | 19,484,000 | 20,362,000 | 19,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,817,000 | 106,518,000 | 104,858,000 | 107,347,000 |
| Interest-bearing deposits | 81,460,000 | 83,203,000 | 81,166,000 | 83,548,000 |
| Noninterest-bearing deposits | 24,357,000 | 23,315,000 | 23,692,000 | 23,799,000 |
| Equity capital | 16,825,000 | 17,164,000 | 17,572,000 | 17,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,128,000 | 4,754,000 | 6,287,000 |
| Interest expense | 278,000 | 559,000 | 845,000 | 1,128,000 |
| Net interest income | 1,313,000 | 2,569,000 | 3,909,000 | 5,159,000 |
| Noninterest income | 106,000 | 210,000 | 316,000 | 417,000 |
| Noninterest expense | 869,000 | 1,730,000 | 2,665,000 | 3,593,000 |
| Provision for loan losses | 60,000 | 110,000 | 160,000 | 160,000 |
| Pretax income | 495,000 | 944,000 | 1,406,000 | 1,882,000 |
| Income tax | 140,000 | 290,000 | 350,000 | 538,000 |
| Net income | 355,000 | 654,000 | 1,056,000 | 1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,312,000 | 16,611,000 | 17,012,000 | 17,151,000 |
| Total capital | 17,458,000 | 17,766,000 | 18,170,000 | 18,279,000 |
| Risk-weighted assets | 91,497,000 | 92,262,000 | 92,435,000 | 90,084,000 |
Machine access — free, no API key
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