Call reports 2013
BANK OF CHARLOTTE COUNTY, THE — 2013
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,552,000 | 125,486,000 | 123,610,000 | 123,917,000 |
| Total loans | 88,968,000 | 92,374,000 | 94,940,000 | 96,408,000 |
| Allowance for loan losses | 1,201,000 | 1,210,000 | 1,217,000 | 1,310,000 |
| Securities available for sale | 22,298,000 | 20,618,000 | 20,422,000 | 20,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,131,000 | 103,500,000 | 101,271,000 | 102,403,000 |
| Interest-bearing deposits | 76,476,000 | 81,539,000 | 77,619,000 | 80,168,000 |
| Noninterest-bearing deposits | 21,655,000 | 21,961,000 | 23,652,000 | 22,235,000 |
| Equity capital | 16,921,000 | 16,798,000 | 17,015,000 | 16,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,556,000 | 3,160,000 | 4,729,000 | 6,357,000 |
| Interest expense | 301,000 | 592,000 | 887,000 | 1,169,000 |
| Net interest income | 1,255,000 | 2,568,000 | 3,842,000 | 5,188,000 |
| Noninterest income | 96,000 | 222,000 | 304,000 | 458,000 |
| Noninterest expense | 897,000 | 1,751,000 | 2,644,000 | 3,516,000 |
| Provision for loan losses | 90,000 | 190,000 | 320,000 | 415,000 |
| Pretax income | 384,000 | 884,000 | 1,231,000 | 1,764,000 |
| Income tax | 75,000 | 230,000 | 380,000 | 471,000 |
| Net income | 309,000 | 654,000 | 851,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,973,000 | 16,318,000 | 16,515,000 | 15,957,000 |
| Total capital | 17,078,000 | 17,461,000 | 17,672,000 | 17,114,000 |
| Risk-weighted assets | 88,319,000 | 91,342,000 | 92,525,000 | 92,441,000 |
Machine access — free, no API key
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