Call reports 2012
BANK OF CHARLOTTE COUNTY, THE — 2012
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 121,468,000 | 122,884,000 | 119,333,000 | 120,382,000 |
| Total loans | 79,199,000 | 79,399,000 | 82,589,000 | 85,424,000 |
| Allowance for loan losses | 1,375,000 | 1,377,000 | 1,003,000 | 1,207,000 |
| Securities available for sale | 25,544,000 | 26,903,000 | 25,835,000 | 24,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,451,000 | 100,553,000 | 96,578,000 | 98,371,000 |
| Interest-bearing deposits | 80,888,000 | 82,336,000 | 76,014,000 | 77,545,000 |
| Noninterest-bearing deposits | 18,563,000 | 18,217,000 | 20,564,000 | 20,826,000 |
| Equity capital | 16,570,000 | 17,015,000 | 17,203,000 | 16,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,102,000 | 4,672,000 | 6,210,000 |
| Interest expense | 342,000 | 683,000 | 1,017,000 | 1,352,000 |
| Net interest income | 1,221,000 | 2,419,000 | 3,655,000 | 4,858,000 |
| Noninterest income | 78,000 | 192,000 | 278,000 | 403,000 |
| Noninterest expense | 882,000 | 1,736,000 | 2,586,000 | 3,464,000 |
| Provision for loan losses | 75,000 | 115,000 | 210,000 | 435,000 |
| Pretax income | 345,000 | 820,000 | 1,238,000 | 1,507,000 |
| Income tax | 85,000 | 185,000 | 340,000 | 361,000 |
| Net income | 260,000 | 635,000 | 898,000 | 1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,778,000 | 16,153,000 | 16,217,000 | 15,664,000 |
| Total capital | 16,853,000 | 17,239,000 | 17,220,000 | 16,760,000 |
| Risk-weighted assets | 85,662,000 | 86,615,000 | 87,091,000 | 87,595,000 |
Machine access — free, no API key
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