Call reports 2010
BANK OF CHARLOTTE COUNTY, THE — 2010
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 117,087,000 | 118,262,000 | 114,765,000 | 117,450,000 |
| Total loans | 85,063,000 | 85,313,000 | 83,055,000 | 83,706,000 |
| Allowance for loan losses | 1,289,000 | 1,314,000 | 1,338,000 | 1,443,000 |
| Securities available for sale | 22,555,000 | 22,083,000 | 21,826,000 | 21,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,178,000 | 97,245,000 | 92,755,000 | 96,806,000 |
| Interest-bearing deposits | 80,389,000 | 79,199,000 | 76,887,000 | 79,566,000 |
| Noninterest-bearing deposits | 15,789,000 | 18,046,000 | 15,868,000 | 17,240,000 |
| Equity capital | 15,331,000 | 15,735,000 | 16,373,000 | 15,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,546,000 | 5,288,000 | 7,068,000 |
| Interest expense | 484,000 | 955,000 | 1,426,000 | 1,879,000 |
| Net interest income | 1,294,000 | 2,591,000 | 3,862,000 | 5,189,000 |
| Noninterest income | 114,000 | 238,000 | 354,000 | 491,000 |
| Noninterest expense | 902,000 | 1,790,000 | 2,692,000 | 3,461,000 |
| Provision for loan losses | 45,000 | 80,000 | 115,000 | 300,000 |
| Pretax income | 485,000 | 985,000 | 1,435,000 | 1,945,000 |
| Income tax | 135,000 | 270,000 | 420,000 | 489,000 |
| Net income | 350,000 | 715,000 | 1,015,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,886,000 | 15,251,000 | 15,551,000 | 14,992,000 |
| Total capital | 15,960,000 | 16,342,000 | 16,613,000 | 16,068,000 |
| Risk-weighted assets | 85,712,000 | 87,053,000 | 84,707,000 | 85,726,000 |
Machine access — free, no API key
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